Division of Unemployment Insurance URL reading ( My Unemployment . NJ . Gov )

Who is eligible for benefits?

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   Important update: Due to the coronavirus emergency, there is assistance available to those who are traditionally not eligible for unemployment benefits. Please see our coronavirus FAQ and information for those who are self-employed, freelancers, independent contractors, and gig workers.

When you first apply for Unemployment Insurance benefits, we look at a few different factors to see if you qualify. 

We need to know why you're out of work, and whether your recent earnings meet the minimum required by law. 

After you first qualify for benefits, you will need to meet some additional requirements in order to keep receiving them.

Some workers, like school employees and business owners, have their own unique qualifications. If you are self-employed and do not pay for Unemployment Insurance through your paycheck, you may not be eligible for benefits.